ABOUT WICKHEM INSURANCE

Serving southern Wisconsin and Northern Illinois since 1985, the John Wickhem Agency offers a full line of personal and commercial property insurance products along with select financial products. As a Trusted Choice Independent Insurance Agent, we are free to work with our own carefully selected group of financially sound, reputable companies to find the right products at the best price point to help meet your needs.

WHAT IS “INSURANCE”?

Insurance is a risk-management tool. You are exposed to many risks in your everyday life, and these risks change over
time. Here are a few examples of risks you are likely to face:

When you’re young and starting a family, your biggest risk is the inability to generate income to support your family, followed closely by making sure your family has a safe place to live in case something happens to you

As you and your family mature, those early risks don’t go away, but additional risks arise, such as insuring teenage drivers

Certainly, as we age we acquire more things – a home, a business, vehicles, recreational equipment, etc. – that are not easily replaced or can harm others and, therefore, add to your risk exposure

There are four ways to manage any type of risk exposure:

RISK ELIMINATION

Remove whatever is
causing the risk

RISK REDUCTION

Take steps to reduce or
minimize the risk

RISK ASSUMPTION

You accept the risk

RISK TRANSFER

Move the risk to
someone else, like an
insurance company

Each of these options should be taken into full consideration when it comes to protecting yourself and your family. This is where the John Wickhem Agency can help. We take the time to learn about you and your insurance needs, then analyze everything from a risk management perspective. Once we understand your risks, we can help design the most cost-effective ways to help you manage those risks.

OFFERING A FULL LINE OF PROTECTION IN SOUTHERN WISCONSIN

At the John Wickhem Agency, we work with a wide variety of insurance providers. In fact, we’ve worked with
some of the same companies for years. That’s the advantage of being an Independent Agent. The following
lists the most common types of insurance we offer:

PERSONAL COVERAGE

Homeowners

Automobile

Umbrella Liability

Boats/Yachts

Valuable Property

BUSINESS COVERAGE

Commercial Property

Commercial General Liability

Worker’s Compensation

Business Automobile

Commercial Excess Liability

FINANCIAL PRODUCTS

Universal Life

Whole Life

Term Life

Medicare Supplements

Medicare Advantage Plans

What sets us apart?

Insurance can be complicated and confusing. When you work with a professional at the John Wickhem Agency, you can expect to be treated with respect. We provide full and fair disclosure of all rates, fees, and contract terms, and we make sure you understand your options.