{"id":11,"date":"2018-09-28T16:38:51","date_gmt":"2018-09-28T16:38:51","guid":{"rendered":"https:\/\/www.wickheminsurance.com?page_id=11"},"modified":"2019-09-24T19:43:52","modified_gmt":"2019-09-24T19:43:52","slug":"home","status":"publish","type":"page","link":"https:\/\/www.wickheminsurance.com\/","title":{"rendered":"Home"},"content":{"rendered":"

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JOHN WICKHEM AGENCY <\/h1>\n

PROFESSIONAL. INDEPENDENT. SERVICE. <\/h3>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22″][et_pb_row _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”ABOUT wickhem insurance” module_class=”about” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”18px” text_line_height=”36px” header_font_size=”35px” header_letter_spacing=”2px” header_2_font=”Questrial||||||||” header_2_text_align=”center” header_2_text_color=”#545454″ header_2_font_size=”40px” header_2_line_height=”30px” text_orientation=”center” custom_margin=”||10px|” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|phone”]<\/p>\n

ABOUT WICKHEM INSURANCE <\/h2>\n

Serving southern Wisconsin and Northern Illinois since 1985, the John Wickhem Agency offers a full line of personal and commercial property insurance products along with select financial products. As a Trusted Choice Independent Insurance Agent, we are free to work with our own carefully selected group of financially sound, reputable companies to find the right products at the best price point to help meet your needs. <\/p>\n

[\/et_pb_text][et_pb_button button_url=”https:\/\/www.wickheminsurance.com\/about\/” button_text=”LEARN MORE” button_alignment=”center” admin_label=”CONTACT US” _builder_version=”3.19.18″ custom_button=”on” button_text_size=”24px” button_text_color=”#ffffff” button_bg_color=”#005cb9″ button_border_width=”0″ button_border_radius=”0″ button_font=”Questrial||||||||” custom_margin=”30px|||” custom_padding=”5px|30px|5px|30px” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22″ background_color=”#dbdbdb” custom_padding=”63px|0px|0|0px|false|false”][et_pb_row custom_padding=”0px|||” custom_margin=”0px|||” _builder_version=”3.25″][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”WHAT IS \u201cINSURANCE\u201d?” module_class=”full_line” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”24px” text_line_height=”30px” header_font_size=”35px” header_letter_spacing=”2px” header_2_font=”Questrial||||||||” header_2_text_align=”center” header_2_text_color=”#000000″ header_2_font_size=”40px” text_orientation=”center” custom_margin=”0px||0px|” custom_padding=”0px|||” header_2_line_height_phone=”30px” header_2_line_height_last_edited=”on|desktop”]<\/p>\n

WHAT IS \u201cINSURANCE\u201d? <\/h2>\n

Insurance is a risk-management tool. You are exposed to many risks in your everyday life, and these risks change over
\ntime. Here are a few examples of risks you are likely to face: <\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=”on” gutter_width=”1″ custom_padding=”0px|||” custom_margin=”20px|||” make_equal=”on” _builder_version=”3.25″ column_structure=”1_2,1_2″][et_pb_column type=”1_2″ module_class=”ds-vertical-align” _builder_version=”3.25″ background_color=”#63add1″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”When you” module_class=”young” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”20px” text_line_height=”30px” header_font_size=”35px” header_letter_spacing=”2px” header_2_font=”Questrial||||||||” header_2_text_align=”center” header_2_text_color=”#000000″ header_2_font_size=”40px” text_orientation=”center” custom_margin=”0px||0px|” custom_padding=”|36px||36px” custom_padding_phone=”10px|20px|10px|20px” custom_padding_last_edited=”on|phone”]<\/p>\n

When you\u2019re young and starting a family, your biggest risk is the inability to generate income to support your family, followed closely by making sure your family has a safe place to live in case something happens to you <\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ background_color=”#63add1″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.wickheminsurance.com\/wp-content\/uploads\/2018\/11\/happy.jpg” alt=”Talking a selfie with the family. Smile galore.” align_tablet=”center” align_last_edited=”on|desktop” _builder_version=”3.23″][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=”on” gutter_width=”1″ custom_padding=”0px|||” custom_margin=”-24px|||” make_equal=”on” _builder_version=”3.25″ column_structure=”1_2,1_2″][et_pb_column type=”1_2″ module_class=”ds-vertical-align” _builder_version=”3.25″ background_color=”#a1bbcb” custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”As you and your family” module_class=”young” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”20px” text_line_height=”30px” header_font_size=”35px” header_letter_spacing=”2px” header_2_font=”Questrial||||||||” header_2_text_align=”center” header_2_text_color=”#000000″ header_2_font_size=”40px” text_orientation=”center” custom_margin=”0px||0px|” custom_padding=”|36px||36px” custom_padding_phone=”10px|20px|10px|20px” custom_padding_last_edited=”on|phone”]<\/p>\n

As you and your family mature, those early risks don\u2019t go away, but additional risks arise, such as insuring teenage drivers <\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ background_color=”#a1bbcb” custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.wickheminsurance.com\/wp-content\/uploads\/2018\/11\/driving-teacher.jpg” alt=”A faceless person hands keys to young woman” align_tablet=”center” align_last_edited=”on|desktop” _builder_version=”3.23″][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=”on” gutter_width=”1″ custom_padding=”0px||2px||false|false” custom_margin=”-24px|||” make_equal=”on” _builder_version=”3.25″ column_structure=”1_2,1_2″][et_pb_column type=”1_2″ module_class=”ds-vertical-align” _builder_version=”3.25″ background_color=”#c7976a” custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Certainly, as we age” module_class=”young” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”20px” text_line_height=”30px” header_font_size=”35px” header_letter_spacing=”2px” header_2_font=”Questrial||||||||” header_2_text_align=”center” header_2_text_color=”#000000″ header_2_font_size=”40px” text_orientation=”center” custom_padding=”|36px||36px” custom_padding_phone=”10px|20px|10px|20px” custom_padding_last_edited=”on|phone”]<\/p>\n

Certainly, as we age we acquire more things \u2013 a home, a business, vehicles, recreational equipment, etc. \u2013 that are not easily replaced or can harm others and, therefore, add to your risk exposure <\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ background_color=”#c7976a” custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.wickheminsurance.com\/wp-content\/uploads\/2018\/11\/mature-couple.jpg” alt=”Mature couple standing in their kitchen cooking and chatting” align_tablet=”center” align_last_edited=”on|desktop” _builder_version=”3.23″][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22″ background_color=”#dbdbdb” custom_padding=”51px|0px|63px|0px|false|false”][et_pb_row custom_padding=”0|0px|38px|0px|false|false” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”WHAT IS \u201cINSURANCE\u201d?” module_class=”ways” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”24px” text_line_height=”30px” header_font_size=”35px” header_letter_spacing=”2px” header_2_font=”Questrial||||||||” header_2_text_align=”center” header_2_text_color=”#000000″ header_2_font_size=”30px” text_orientation=”center” custom_margin=”0px||0px|” custom_padding=”0px|||”]<\/p>\n

There are four ways to manage any type of risk exposure: <\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding=”0|0px|31px|0px|false|false” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” column_structure=”1_4,1_4,1_4,1_4″][et_pb_column type=”1_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Risk elimination” module_class=”risk” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”24px” text_line_height=”30px” header_2_font=”Questrial|700|||||||” header_2_text_align=”center” header_2_text_color=”#000000″ text_orientation=”center”]<\/p>\n

RISK ELIMINATION <\/h2>\n

Remove whatever is
\ncausing the risk <\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”RISK REDUCTION” module_class=”risk” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”24px” text_line_height=”30px” header_2_font=”Questrial|700|||||||” header_2_text_align=”center” header_2_text_color=”#000000″ text_orientation=”center”]<\/p>\n

RISK REDUCTION <\/h2>\n

Take steps to reduce or
\n minimize the risk <\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”RISK ASSUMPTION ” module_class=”risk” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”24px” header_2_font=”Questrial|700|||||||” header_2_text_align=”center” header_2_text_color=”#000000″ text_orientation=”center”]<\/p>\n

RISK ASSUMPTION <\/h2>\n

You accept the risk <\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”RISK TRANSFER” module_class=”risk” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”24px” text_line_height=”30px” header_2_font=”Questrial|700|||||||” header_2_text_align=”center” header_2_text_color=”#000000″ text_orientation=”center”]<\/p>\n

RISK TRANSFER <\/h2>\n

Move the risk to
\nsomeone else, like an
\ninsurance company <\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Each of these options” module_class=”young ” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”20px” text_line_height=”30px” header_font_size=”35px” header_letter_spacing=”2px” header_2_font=”Questrial||||||||” header_2_text_align=”center” header_2_text_color=”#000000″ header_2_font_size=”40px” text_orientation=”center” custom_margin=”0px||0px|” custom_padding=”0px|||” text_font_size_last_edited=”on|”]<\/p>\n

Each of these options should be taken into full consideration when it comes to protecting yourself and your family. This is where the John Wickhem Agency can help. We take the time to learn about you and your insurance needs, then analyze everything from a risk management perspective. Once we understand your risks, we can help design the most cost-effective ways to help you manage those risks. <\/p>\n

[\/et_pb_text][et_pb_button button_url=”https:\/\/www.wickheminsurance.com\/contact\/” button_text=”CONTACT US” button_alignment=”center” admin_label=”CONTACT US” _builder_version=”3.19.18″ custom_button=”on” button_text_size=”24px” button_text_color=”#ffffff” button_bg_color=”#005cb9″ button_border_width=”0″ button_border_radius=”0″ button_font=”Questrial||||||||” custom_margin=”30px|||” custom_padding=”5px|30px|5px|30px” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22″][et_pb_row _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”OFFERING A FULL” module_class=”full_line” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”24px” text_line_height=”30px” header_letter_spacing=”2px” header_2_font=”Questrial|700|||||||” header_2_text_align=”center” header_2_text_color=”#000000″ header_2_font_size=”30px” text_orientation=”center” custom_margin=”0px||0px|” custom_padding=”0px|||”]<\/p>\n

OFFERING A FULL LINE OF PROTECTION IN SOUTHERN WISCONSIN <\/h2>\n

At the John Wickhem Agency, we work with a wide variety of insurance providers. In fact, we\u2019ve worked with
some of the same companies for years. That\u2019s the advantage of being an Independent Agent. The following
lists the most common types of insurance we offer: <\/p>\n

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PERSONAL COVERAGE <\/h2>\n

[\/et_pb_text][et_pb_text admin_label=”Homeowners” module_class=”risk” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”24px” text_line_height=”30px” header_font=”Questrial||||||||” header_text_align=”center” header_letter_spacing=”2px” header_2_font=”Questrial||||||||” header_2_text_align=”center” header_2_text_color=”#000000″ header_2_font_size=”24px” header_2_letter_spacing=”1px” background_color=”#7faddc” text_orientation=”center” custom_margin=”0px||0px|” custom_padding=”15px|22px|5px|22px”]<\/p>\n

Homeowners <\/h2>\n

[\/et_pb_text][et_pb_text admin_label=” Automobile” module_class=”risk” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”24px” text_line_height=”30px” header_font=”Questrial||||||||” header_text_align=”center” header_letter_spacing=”2px” header_2_font=”Questrial||||||||” header_2_text_align=”center” header_2_text_color=”#000000″ header_2_font_size=”24px” header_2_letter_spacing=”1px” background_color=”#bfd6ee” text_orientation=”center” custom_margin=”0px||0px|” custom_padding=”15px|22px|5px|22px”]<\/p>\n

Automobile <\/h2>\n

[\/et_pb_text][et_pb_text admin_label=” Umbrella Liability” module_class=”risk” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”24px” text_line_height=”30px” header_font=”Questrial||||||||” header_text_align=”center” header_letter_spacing=”2px” header_2_font=”Questrial||||||||” header_2_text_align=”center” header_2_text_color=”#000000″ header_2_font_size=”24px” header_2_letter_spacing=”1px” background_color=”#7faddc” text_orientation=”center” custom_margin=”0px||0px|” custom_padding=”15px|22px|5px|22px”]<\/p>\n

Umbrella Liability<\/h2>\n

[\/et_pb_text][et_pb_text admin_label=”Boats\/Yachts” module_class=”risk” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”24px” text_line_height=”30px” header_font=”Questrial||||||||” header_text_align=”center” header_letter_spacing=”2px” header_2_font=”Questrial||||||||” header_2_text_align=”center” header_2_text_color=”#000000″ header_2_font_size=”24px” header_2_letter_spacing=”1px” background_color=”#bfd6ee” text_orientation=”center” custom_margin=”0px||0px|” custom_padding=”15px|22px|5px|22px”]<\/p>\n

Boats\/Yachts <\/h2>\n

[\/et_pb_text][et_pb_text admin_label=”Valuable Property” module_class=”risk” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”24px” text_line_height=”30px” header_font=”Questrial||||||||” header_text_align=”center” header_letter_spacing=”2px” header_2_font=”Questrial||||||||” header_2_text_align=”center” header_2_text_color=”#000000″ header_2_font_size=”24px” header_2_letter_spacing=”1px” background_color=”#7faddc” text_orientation=”center” custom_margin=”0px||0px|” custom_padding=”15px|22px|5px|22px”]<\/p>\n

Valuable Property <\/h2>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”business Coverage” module_class=”personal” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”24px” text_line_height=”30px” header_font=”Questrial||||||||” header_text_align=”center” header_letter_spacing=”2px” header_2_font=”Questrial||||||||” header_2_text_align=”center” header_2_text_color=”#000000″ header_2_font_size=”30px” header_2_letter_spacing=”1px” background_color=”#a5a5a5″ text_orientation=”center” custom_margin=”0px||3px|” custom_padding=”15px|22px|5px|22px”]<\/p>\n

BUSINESS COVERAGE <\/h2>\n

[\/et_pb_text][et_pb_text admin_label=”Commercial Property” module_class=”risk” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#000000″ text_font_size=”24px” text_line_height=”30px” header_font=”Questrial||||||||” header_text_align=”center” header_letter_spacing=”2px” header_2_font=”Questrial||||||||” header_2_text_align=”center” header_2_text_color=”#000000″ header_2_font_size=”24px” header_2_letter_spacing=”1px” background_color=”#7faddc” text_orientation=”center” custom_margin=”0px||0px|” custom_padding=”15px|22px|5px|22px”]<\/p>\n

Commercial Property <\/h2>\n

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Commercial General Liability <\/h2>\n

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Worker\u2019s Compensation <\/h2>\n

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Business Automobile <\/h2>\n

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Commercial Excess Liability <\/h2>\n

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FINANCIAL PRODUCTS <\/h2>\n

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Universal Life <\/h2>\n

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Whole Life <\/h2>\n

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Term Life <\/h2>\n

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Medicare Supplements <\/h2>\n

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Medicare Advantage Plans<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22″ custom_padding=”0px|0px||0px”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”3.25″ max_width=”1600px” module_alignment=”center” use_custom_width=”on” custom_width_px=”1600px” column_structure=”1_2,1_2″][et_pb_column type=”1_2″ _builder_version=”3.25″ background_color=”#58585a” custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.wickheminsurance.com\/wp-content\/uploads\/2018\/11\/wickhem-customstock-20.jpg” alt=”Insurance man working at brown desk writing things on some paper” align_tablet=”center” align_last_edited=”on|desktop” _builder_version=”3.23″][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ module_class=”ds-vertical-align” _builder_version=”3.25″ background_color=”#58585a” custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=” What sets us apart?” module_class=”apart” _builder_version=”3.15″ text_font=”Questrial||||||||” text_text_color=”#ffffff” text_font_size=”20px” text_line_height=”26px” header_2_font=”Questrial||||||||” header_2_text_align=”center” header_2_text_color=”#ffffff” header_2_font_size=”24px” text_orientation=”center” custom_padding=”|90px||90px”]<\/p>\n

What sets us apart?<\/h2>\n

Insurance can be complicated and confusing. When you work with a professional at the John Wickhem Agency, you can expect to be treated with respect. We provide full and fair disclosure of all rates, fees, and contract terms, and we make sure you understand your options. <\/p>\n

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CONTACT THE JOHN WICKHEM AGENCY FOR A FREE CONSULTATION<\/h2>\n

Call us today for a free consultation at (608) 752-6030.<\/a> Trust the professionals at the John Wickhem Agency to create a customized insurance plan that addresses all areas of your life and business. We look forward to helping you with all of your insurance needs in southern Wisconsin.<\/p>\n

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